Powder is the infrastructure layer powering embedded insurance across Africa. Through one API, businesses can quote, issue, collect premiums, automate claims, and manage insurance products — without becoming insurers.
Built for insurers, fintechs, banks, marketplaces, healthcare providers and enterprise platforms.
One event stream, four states. Every policy on Powder moves through this same wire — visible over the API, start to finish.
Whether you are launching cover for gig workers, adding protection at checkout, or bundling insurance into an embedded financial product, Powder gives you the rails: pricing, issuance, collection, claims and administration in one place.
Everything required to launch insurance, exposed as APIs.
Three products, one platform — use them independently or together.
Insurance APIs for digital platforms. Launch insurance inside your app, website, checkout, payroll system or marketplace with a single integration.
The operating system for insurers. Modern infrastructure for insurers, HMOs and TPAs to manage products, policies, providers, members and claims from one platform.
AI agents that automate insurance operations. Reduce operational costs with AI-powered claims review, customer support, fraud detection and pre-authorisation.
Straight answers on integration, licensing, automation and security.
Book a DemoPowder is an embedded insurance platform that enables businesses to offer insurance at the point of transaction. Whether customers are checking out online, paying for healthcare, booking travel, or applying for a loan, Powder makes it easy to embed relevant insurance into those experiences.
Powder is designed for businesses that want to offer insurance without becoming insurance companies. We work with fintechs, logistics companies, healthcare providers, e-commerce platforms, mobility companies, banks, telecoms, and other digital businesses.
Powder connects your business to licensed insurance providers through a single integration. When a customer reaches a relevant point in their journey, your platform can present an insurance offer, issue a policy instantly, collect premiums, and manage claims — all without leaving your product.
No. Businesses integrate with Powder while insurance products are underwritten by licensed insurance partners. This allows you to offer protection without managing the regulatory complexity of being an insurer.
Depending on your business model, you can offer products such as device protection, goods-in-transit insurance, health insurance, travel insurance, motor insurance, loan protection, gig worker insurance, and other embedded insurance products through the Powder platform.
Most businesses can begin integrating within days using our APIs and developer tools. Our team works closely with you to configure products, connect insurance partners, and prepare for launch.
Yes. Powder is API-first and designed to integrate with existing applications, checkout systems, payment platforms, CRMs, ERPs, and digital products with minimal disruption.
Book a demo with our team. We'll learn about your business, recommend the right insurance products for your customer journey, and guide you from integration to launch.
Insurance should be as programmable as payments.
Powder exists to abstract away the complexity of insurance infrastructure. Licensing, policy administration, premium collection, provider networks and claims adjudication are hard problems — we solve them once, then expose them as clean, documented APIs any team can build on.
We are building the foundational layer that connects licensed insurers, digital platforms and millions of customers across the continent, so cover can reach people at the exact moment they need it.
Designed for developers with modern REST APIs, SDKs and webhooks.
Built for scale with enterprise-grade reliability.
Automation across underwriting, claims and customer support.
Launch insurance anywhere your customers already are.
Designed to work with licensed insurers across Africa.
